We are a mortgage and finance broker based in Moana, SA. We offer financial services for those looking for home loans, investment property loans, personal loans and business loans. Our experienced brokers can also help with refinancing, debt consolidation and pre-approval. 

We are based on the Mid Coast of South Australia in the beautiful coastal suburb of Moana, however we service clients and home-owners all over Australia, so feel free to get in touch wherever you are. 

When searching for the best home or investment loan, the process is so much easier with an experienced mortgage and finance broker. Parrington Finance has accreditation with 45 different lenders, making it possible to achieve a competitive offer for your specific circumstances.

Yes! We have over 30 years of experience helping first-home buyers to achieve their dream of homeownership. We always make your options known to you regarding first home-loan deposit schemes and the first-home owner grants that are on offer throughout Australia. Ask us how you can get this today!

Of course! If the rising interest rates are causing you stress and taking a toll on your budget, we will help you look at your options and where you could save. It might mean changing lenders or switching to a variable or fixed rate, all of which we will support you with. Get in touch with us today to refinance your home loan.

Anytime is an excellent time to assess your home loan health, but as interest rates continue to rise, right now is the ideal time. Reach out today and let’s achieve your best possible rate. 

Yes! We would need to look at your overall financial health (debt and income) carefully first before recommending debt consolidation, but in many cases it may help relieve short-term financial stress. After an initial consultation, Parrington Finance can help you find and apply for a competitive debt consolidation loan that suits your needs.

In order to work out how much you could borrow, we would need to look at your current financial situation, including your personal debt and income. Credit rating, employment situation, living costs and your savings are all taken into account by the lender.

Remember, how much you can borrow and how much you should borrow are two very different things. It’s important not to overcommit. A good rule is to never borrow more than 35% of your gross monthly income.

A pre-approval is an indication from a lender that they’re willing to approve your loan, which subsequently allows you to make stronger offers on property with shorter finance terms, and buy sooner! However, pre-approvals do expire so make sure you know what the expiration date is on your pre-approval.

Our team at Parrington Finance can help you get pre-approval on your home loan with the right lender. Simply reach out to us!

We actually have a handy monthly-repayment calculator that can give you a ballpark figure of your monthly repayments based on your loan amount and interest rate.

The first thing we recommend is making an appointment with your broker ASAP. If you don’t have one, reach out to us at Parrington Finance. There are various grants available to first-home buyers that we can work through with you, as well as help you find the best home loan that suits your requirements. 

An offset account is an everyday savings account that is linked to your home loan. The more savings in your offset account, the less interest you need to pay on your home loan!

A cashback offer is used as an incentive to draw you to a lender. Some do come with conditions while others are virtually condition free. Essentially it’s free money! As a broker, we can assist you with options and potentially secure you a cashback incentive through our accreditation with over 45 different lenders.

Your credit report lists all of your credit interactions for Telcos, Power, Personal loans, Car loans, credit cards etc. A large number of credit inquiries will lower your credit score and adversely affect your ability to negotiate a home loan!

You can call us on 0458 688 886 or email us at [email protected]